Attention homeowners in Aberdeen and Brown County: Get an Appraisal today!

Check out the top seven reasons why SD homeowners use Aberdeen Appraisal, LLP:

Find the right listing price (whether they're selling the home on their own or using an agent)
To challenge a SD property tax assessment
To lower their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
Settle an estate in SD by determining the true market value of property in question

Need help determining the price of your house in or near Aberdeen, SD?
Contact Aberdeen Appraisal, LLP.

At Aberdeen Appraisal, LLP, we understand the individual needs of a homeowner after appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. Being a homeowner that ordinarily doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Aberdeen Appraisal, LLP will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are veterans in helping folks just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging Brown county's assessment of your property

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. A professional appraisal from Aberdeen Appraisal, LLP is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Aberdeen Appraisal, LLP can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Aberdeen Appraisal, LLP offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.